IBV Brezinka - O PROJEKTE

LIVING UNDER THE TATRAS

IBV Brezinka - Tri Vody

2/4 POZEMKY REZERVOVANÉ

Your private piece of the Tatras on the banks of the Brezinka stream

Where the hustle and bustle ends and the silence of the Western Tatras begins. In Pribylina you will get a view of Kriváň and direct contact with nature thanks to the Brezinka stream on the border of the property.

Quiet hikes in untouched valleys, or first-class relaxation in nearby Podbansko, which is only a few minutes' drive away.

MORE ABOUT THE LOCATION

building plots in the premium neighborhood of Tri Vody

Own land where others are looking for a luxury vacation.

We offer four exclusive plots in Pribylina, located in close proximity to the premium resort Tri Vody.

This location guarantees you not only a high-quality neighborhood and a high standard of surroundings, but also lasting value of the property directly under the peaks of the High and West Tatras.

LAND OFFER

From land purchase to building approval - Build without a single worry

Your time is the most valuable asset, which is why we also offer you complete construction management for the land in Pribylina.

We have prepared three specific cooperation models for you, which eliminate the risks associated with individual construction in a mountainous environment.

Whether you are looking for complete turnkey roofing or professional management of your vision, we will ensure that the process runs smoothly, on time and to the agreed standard.

SEE IMPLEMENTATION OPTIONS

QUESTIONS AND ANSWERS

What does the abbreviation IBV Brezinka mean?

IBV stands for individual housing construction. The IBV Brezinka project is aimed at creating a new residential location with land designated for the construction of family houses.

Am I obliged to build a house through a developer?

No. Buying a plot of land is not conditional on building a house through a developer. You can choose your own house project and construction company, as long as you comply with the zoning plan and zoning regulations.

Are there utility networks built on the land?

Yes. All basic engineering networks are built and approved. This means that the land is ready for connection to the infrastructure in accordance with valid permits and zoning decision No.: SOcÚ2024/204/296 AR dated 19.04.2024.

Is there an access road built at the site?

Yes. The access road is built and approved, which ensures proper and legal access to individual plots of land — also important for building permits and financing a family home through a bank.

Are the plots of land intended for the construction of family houses?

Yes. In accordance with the zoning plan, the plots are designated for individual residential construction of family houses in energy class A0.

Are there any construction regulations?

Yes. The construction is subject to architectural and urban regulations (e.g. house height, land development, roof type, etc.) so that the location maintains a uniform and high-quality character. The regulations are available to interested parties. More in the document zoning decision no.: SOcÚ2024/204/296 AR dated 19.04.2024.

What does it mean that these are urban land?

The land is owned by the urban development association and is used on a long-term lease.

Is it possible to extend the lease after 99 years?

Yes. The lease is for 99 years and includes an option to extend for another 99 years at a price of 1 euro, which provides long-term security of use of the land for future generations.

Can I get a building permit on such land?

Yes. Since these are plots of land intended for the construction of family houses, with built-in networks and access roads, it is possible to apply for a building permit as standard, provided that the regulations are complied with.

Is it possible to transfer land rights to another person?

Yes. Long-term lease rights can be transferred to another person in accordance with the terms of the contract and notification of the land owner (land use association).

Why can't the bank finance the purchase of this land with a classic mortgage and what are the possible solutions?

Since it is a land plot used in the form of a long-term lease (99 years with an option for another 99 years), the buyer does not become the direct owner of the land. For this reason, the bank cannot register a lien on the land, which is a standard condition for a mortgage. Most banks therefore do not directly finance the purchase of such land with a classic mortgage loan. However, this does not mean that financing is not possible. Clients most often use the following alternatives:

• Establishment of another real estate (apartment, house, land owned by the buyer or family)

• Combination with another type of loan (e.g. consumer loan for part of the purchase price)

• Subsequent financing only during the construction of the house, when the bank can already establish a building under construction or completed

The specific solution depends on the buyer's individual financial situation, so we recommend consulting with a mortgage specialist who will suggest the most appropriate procedure.

Is there a difference between ownership and long-term lease from the bank's perspective?

Yes. Since it is a long-term lease (99 + 99 years) and not outright ownership, the bank assesses financing individually. However, in practice, banks can accept such plots of land for quality projects with built-in infrastructure, especially if the client plans to subsequently build a house.

What documents will I need when applying for a mortgage?

Usually:

• a lease agreement for the land

• zoning information or zone regulations

• confirmation of built and approved networks

• expert opinion on the land, the level of construction for the building

• standard documents for the applicant's income